We bring the technology. We bring the team. You get the outcomes.
Mortna manages your loan quality operations end to end — prefund QC, income verification, appraisal review, credit analysis, asset review, compliance, and post-close audit. Our AI-assisted teams deliver faster and cheaper than traditional outsourcing. Every finding cited to the guideline.
Mortna is a turnkey operations partner for US lenders. We handle the quality control and review workload that slows you down — our teams are powered by proprietary AI, which means faster turnaround, higher accuracy, and lower cost than any traditional outsourcer.
We use proprietary AI to make our operations teams faster and more accurate than any traditional outsourcer. You never manage the technology, but you see everything — a live findings portal, per-loan audit trails, and monthly defect trending. Zero systems for your team to run; full transparency for your auditors.
Every team member works with AI trained on GSE, FHA, VA, and USDA guidelines and 600+ document schemas. It cites the guideline on every finding — because in this business, an answer without a citation is a guess.
Our AI classifies, extracts, and stacks 600+ mortgage document types automatically. Your files arrive organized, labeled, and ready for review.
We connect with Encompass, Empower, Calyx Path, MeridianLink, and custom systems via API. Loan files flow in, findings flow back.
We take over your loan quality function. You get outcomes — reviewed loans, cleared conditions, defect reports with guideline citations — not software licenses to manage yourself.
Our reviewers work alongside proprietary AI trained on Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines. They handle 2x the volume of a traditional reviewer, with higher accuracy and full audit trails.
AI does the repetitive extraction and analysis. Expert humans do the judgment. You pay for results, not seats — and the cost is variable, so a slow month does not carry a fixed QC team.
No implementation project. No months of onboarding. Our teams are pre-trained on US mortgage operations. Go live in days, scale on demand.
Also Available
EPD (early-payment-default) reviews and repurchase/rebuttal-defense support. When an investor issues a repurchase demand, our team builds the rebuttal file — guideline citations included. Contact us →
Send us 50 loan files. We run them through our team and deliver a full findings report. Free, no commitment. If the results speak for themselves, we talk next steps.